Commercial General Liability (including foreign operations/Cross Border)

Oil and Gas Risks

Truckers ( Auto Physical Damage & Cargo & CGL)

Deductible Buy Down

Restaurants ( Maximum 70% Liquor)

Gas Stations & Convenience Stores

Environmental Liability

Premises only Liability

Wrapup Liability

Umbrella / Excess Liability (over acceptable domestic markets)

Special Events Liability

IT Risks – E&O/CGL/Property

Website designers
IT Training Companies
Games Software Programmers
Bespoke Systems Providers
IT Outsourcing Companies
Packaged Software Companies
Software Resellers
IT Project management
PKI Companies
Network Installation/Maintenance Companies
Telecoms Software Programmers
Security Software Programmers( depends upon risk details)
Security Consultants

Retail Packages

Building Owners /Vacant Land

Contractors & Trades

Community Risks ( Human Services, Events, Hobby Groups)

Street Performers & Entertainers (excluding

Motor Truck Cargo Including Below

Hazardous Goods
Oil and Gas
Heavy Equipment including Rigs


Directors & Officers

For Profit
Not For Profit
Public and Private Companies

Errors & Omissions

Miscellaneous Risk
Can Include CGL and Property

Fitness Clubs and Personal Trainers

Pet Trainers and Kennels

Beauty & Spa Including Health & Wellness

Commercial Property Schedules

Large or small
Protected or Unprotected

Fine Arts

Private Collections
Corporate Collections
Museum Collections
Exhibition Coverage
Jewellers Block

Crisis Management

Product recall/contamination for food, drink and pharmaceutical industries
Product recall/contamination consumer goods
Restaurant contamination ; contamination/food borne illness cover for restaurants
Kidnap, ransom and Extortion ; family and corporate policies